These Terms and Conditions ("Terms") govern your participation in Success with GOD International, Inc.'s group coaching program (the "Program"). By submitting payment or checking the Terms & Conditions box at checkout, you agree to be bound by these Terms. These Terms are legally binding as of the date of your purchase.

Program Access & Scope
Your Program access begins on the date indicated in the Welcome Email you will receive after your first payment is processed. You are purchasing the Program as outlined on the sales page where these Terms are located. The Company reserves the right to alter or substitute any Program deliverables at its sole discretion, provided the substitution has equivalent value. You will be notified in writing of any such changes.
Payment & Billing
By submitting payment, you authorize the Company to charge your selected payment method for all fees related to your purchase, including any recurring subscription fees. You represent that you are authorized to use the payment instrument provided. You are responsible for full payment of the total Program fee regardless of whether you attend or complete the Program. The Company does not issue refunds under any circumstances.

If you are on a payment plan, recurring payments will be processed at the interval selected at checkout. If the Company is unable to successfully process a payment, it will make additional attempts and reserves the right to suspend your access until all outstanding fees are paid. If outstanding fees remain unpaid for 90 days following suspension, the Company reserves the right to refer your account to collections.

A late fee of 15% of the total amount due will be charged on a monthly basis until payment is received.
Group Session Rules
Because Group Coaching Sessions require the participation of more than one client:

1. Sessions will begin on time, every time. Please join at least five (5) minutes before the scheduled start time using the link provided.
2. Group sessions cannot be rescheduled. If you are late or miss a session, we are unable to make up for time missed.
3. We may assign homework prior to sessions. Completing your homework will greatly enhance your participation and results.
4. If you are unable to attend a group module, this is not the fault of the Company and does not entitle you to a refund.
Communication
For any requests or questions between sessions, please email info@coachmj.com and expect a response within 24–48 hours, Monday through Friday. Please do not use social media platforms, Facebook Messenger, Telegram, or other messaging apps to contact the Company. Doing so may be grounds for termination of your participation in the Program.
Group Community Guidelines
If you are granted access to a private group or community as part of the Program, you agree to use good judgment when posting or responding to others, and to refrain from posting any negative, disrespectful, or disruptive comments. The Company reserves the right to remove any participant from the community at its sole discretion.
Modules & Digital Content
Any modules or digital trainings included in the Program are intended to release proprietary information created by the Company for your personal benefit. You agree that you are not to share, copy, distribute, or otherwise use the information provided beyond what is expressly permitted in these Terms.
License for Use
By purchasing the Program, you are granted a limited, non-transferable, non-exclusive, revocable, personal-use license to participate in the Program by yourself only. Sharing, copying, reproducing, modifying, publishing, selling, or otherwise distributing Program materials, whether publicly or privately, is expressly prohibited. You may copy or print materials for personal use only, provided all original formatting, copyright notices, and branding remain intact.
Consent to Use of Submissions
By submitting reviews, images, comments, testimonials, or tags to the Company on any platform, you are voluntarily granting the Company a commercial license to use your submissions for any reasonable future business use, including use of your name and publicly available information in connection with your submission on the Company's website, marketing materials, and other platforms.
Confidentiality
The Company respects your privacy and requires that you respect the privacy of fellow Program participants. By agreeing to these Terms, you agree: (1) not to violate the publicity or privacy rights of any Program participant or the Company; (2) that any Confidential Information shared during the Program is confidential and proprietary, belonging solely to the disclosing party; and (3) not to disclose Confidential Information to any other person or use it in any manner other than in discussion with Program participants during Program sessions.

Confidential Information includes all information or material that has or could have commercial value in the business of the disclosing party, including trade secrets, processes, techniques, algorithms, programs, designs, formulas, marketing strategies, personnel matters, and financial data, whether oral, written, graphic, or electronic. These confidentiality obligations survive termination of your participation in the Program.
Intellectual Property
The Company owns all rights in the Program and all associated content, trademarks, goodwill, derivative works, and intellectual property. You acknowledge that you have no right, title, or interest in or to the Program, including recordings, distributed materials, or written materials used during the Program. You will not copy, modify, distribute, sell, or lease the Program or the Company's trademarks or any part thereof.

All materials and information provided by the Company are its confidential and proprietary intellectual property and may only be used as authorized by the Company. Reproduction, distribution, or sale of these materials by anyone other than the Company is strictly prohibited and may result in immediate termination of your access and/or legal action.
Disclaimer / No Guarantees
The Company has made every effort to ensure that Program information is accurate. There is no guarantee that you will achieve any particular result using the techniques and materials provided. The Company assumes no management responsibility for your decisions, policies, or practices. The Company does not provide legal, tax, accounting, or medical advice and recommends that you seek independent professional opinions. Any statements related to income or earnings potential are examples of what may be possible, not guarantees. The Company is not responsible for your earnings, income, sales, or any other business performance as a result of your participation in the Program.
Limitation of Liability
THE COMPANY WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, RESULTING FROM: (I) YOUR USE OF OR INABILITY TO USE THE PROGRAM; (II) STATEMENTS OR CONDUCT OF ANY THIRD PARTY THROUGH THE PROGRAM; OR (III) ANY OTHER MATTER RELATING TO THE PROGRAM. IN NO EVENT WILL THE COMPANY'S TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU HAVE PAID THE COMPANY FOR THE PROGRAM.
Indemnification
You agree to indemnify, defend, and hold the Company and its officers, directors, employees, and agents harmless from and against any loss, liability, damage, or expense, including reasonable attorneys' fees, arising out of or related to any claim brought by a third party as a result of or in connection with your participation in the Program or your breach of any provision of these Terms, unless such claim arises solely from the Company's own acts or omissions.
Chargebacks
By submitting payment, you expressly agree that in the event you attempt a chargeback with your financial institution, you remain obligated to pay the full cost of the Program, plus any fees or costs incurred by the Company as a result of the chargeback. The Company reserves the right to present these Terms to your financial institution or any investigating agency in connection with any chargeback or financial dispute.
Dispute Resolution
Any controversy or claim arising out of or related to these Terms that the parties are unable to resolve after at least thirty (30) days of good-faith negotiations or formal mediation shall be settled by binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association ("AAA"). The place of arbitration shall be Broward County, Florida. The arbitration will be governed by Florida law. The arbitrators' decision shall be final, binding, and may be entered in any court of competent jurisdiction.

For claims not subject to arbitration, these Terms will be governed by the laws of the State of Florida. Jurisdiction for all such disputes shall lie in the state and federal courts of Broward County, Florida.
Notice
The Company may provide notice to you by sending a message to the email address provided at checkout. Notices sent by email will be effective at the time of sending. You may provide notice to the Company by email at info@coachmj.com or by certified mail to: Mary Jo Wehniainen c/o Success with GOD International, Inc., 1440 Coral Ridge Drive, Suite 464, Coral Springs, FL 33071.
General Provisions
Severability. If any provision of these Terms is held to be invalid or unenforceable, all other provisions shall remain in full force and effect.

No Waiver. Any failure of the Company to enforce any provision of these Terms shall not constitute a waiver of the Company's right to enforce that provision in the future.

Assignment. You may not transfer or assign any of your rights under these Terms to any third party without the express written consent of the Company.

Entire Agreement. These Terms constitute the entire agreement between the parties with respect to your participation in the Program and supersede all prior written or oral agreements on the same subject matter.

Changing Terms. The Company reserves the right to update these Terms at any time. Your continued participation in the Program following any update constitutes acceptance of the revised Terms.

Force Majeure. The Company will not be liable for any failure or delay in delivery of the Program caused by circumstances beyond its reasonable control, including acts of God, natural disasters, cyber-attacks, pandemics, or power outages.

Independent Contractor. The working relationship between you and the Company is that of independent contractor and client, and is not to be construed as employment or a business partnership.
Non-Solicitation
During the term of the Program and for twelve (12) months following the end of your participation, you agree not to directly or indirectly solicit any employee or contractor of the Company for employment or engagement elsewhere.

ACCEPTANCE OF TERMS
By clicking "I Agree," checking the Terms & Conditions box at checkout, or submitting payment for the group coaching program, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. These Terms are legally binding as of the date of your purchase.

These Terms & Conditions do not replace any separately executed coaching agreement. Where a signed agreement exists between the parties, the signed agreement shall govern in the event of any conflict.

All sales are final, whether you access or use the content or not. There are no refunds. Please purchase intentionally.

DISCLAIMER: Any sales figures or results mentioned are provided for example purposes only. Your results may vary and depend on many factors including, but not limited to, your background, experience, and work ethic.

PAYMENT PLANS: If you choose a payment plan via a third-party provider such as Afterpay, Affirm, or Klarna, you are entering into a financing agreement with them. The Provider receives full payment upfront from the financing company. All payment plan terms are set by the financing provider, not by the Provider or program team. No refunds can be issued by the Provider once payment is processed.